You can always Whatsapp / call me to make appointment 013-201 5724
or just go to this link to buy it online HLA Online
Article taken from Ringgitplus
| REFER YOUR FRIENDS AND EARN RM30 & |
| PAID DIRECT TO YOUR BANK ACCOUNT! |
| Give your friends RM50* off promo code for any HLATouch product orders. Get RM30** for every successfull life insurance policy purchased through your referral. |
Hong Leong Assurance (HLA)
Investment Diversification – Key To Greater Potential Returns
Diversifying our investments is a good thing, but is there an easy way to do this without having to go through the hassle of figuring it out? We may have found one way to do exactly that!
Getting more for your money isn't just a selfish pursuit of frugality meant to benefit just ourselves. Often, the savings we make and the utility we gain from being smart with our expenses are passed down to the people we care for.
Preparing for the future of our loved ones involves saving up for the rainy days, as well as creating a nest egg for their survival in tough times to come.
Making Your Investment-linked Insurance Plan Work For You
Investment-linked insurance allows you to combine protection, investment and savings all into one plan. A portion of the premiums paid are used to purchase units in investment-linked funds of your choice. Every month, some of the units are deducted from your policy to pay for insurance cover and other charges, while the rest of the units remain in the investment pool.
To get the best of protection, investment and savings through investment-linked insurance plans, observe the following:
Determine your needs
Are you purchasing an investment-linked insurance plan for yourself / your loved one primarily for protection or for investment purpose? Investment-linked insurance plans offer the flexibility to vary your protection and investment levels, which traditional plans can’t do. Speak to your financial advisor for advice on determining the right mix of funds based on your needs and objective.
Know your risk appetite
There is a wide range of funds to suit the different risk appetites and needs. Conservative funds such as fixed income funds offer relatively lower but consistent and stable returns. At the other end of the spectrum, dynamic funds such as equity funds offer attractive capital appreciation over the longer term but may seem volatile in the short term.
Stay Diversified
With global macroeconomic challenges, you would need greater safety in your investment strategy, and that safety will only come with diversification of asset classes.
Article taken from Ringgitplus
You can always Whatsapp / call me to make appointment 013-201 5724
or just go to this link to buy it online HLA Online
| REFER YOUR FRIENDS AND EARN RM30 & |
| PAID DIRECT TO YOUR BANK ACCOUNT! |
| Give your friends RM50* off promo code for any HLATouch product orders. Get RM30** for every successfull life insurance policy purchased through your referral. |
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